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Los Angeles and San Diego school districts will be online-only in the fall. Hong Kong announced it would ban public gatherings of more than four people in response to a new wave of locally transmitted infections.

Oregon was sandwiched between two states that had big coronavirus outbreaks but managed to keep its numbers low. Until it couldn’t.

Administration officials moved to treat the nation’s top infectious disease expert as if he were a warring political rival, releasing a list of what they said were questionable statements he had made.

More owners are permanently shutting their doors after new lockdown orders, realizing that there may be no end in sight to the crisis.

Even groups that regularly disagree on labor issues said there should be significant public investment in programs that can upgrade the skills of American workers.

The N.F.L. team in Washington announced the move on Monday and will continue its search for a new name and logo.

The debate over whether to allow the street art has exacerbated racial tensions in Catskill, where just over a fifth of the population is Black.

In meetings and conversations among colleagues, ESPN employees have criticized the career pipeline and diversity of top leadership, eliciting a promise from executives to do better.

Jeff Sessions, the former attorney general, is making a last appeal to Alabama voters in an attempt to win back his old Senate seat. A new poll in Texas shows Joe Biden leading President Trump.

Nintendo's Switch is the fastest-selling console on the planet, and we're keeping track of the best deals on Switch bundles, games, and accessories.

Officials have said in the past that fielding will eventually reach every corner of the Marine infantry community.

The governor of California on Monday announced closures of bars and indoor dining, spurring worries around economic reopening nationwide.

If you're looking to buy an Xbox One console or a new game to add to your collection, check out our roundup of the best deals available right now.

Robintrack is a platform that uses data from Robinhood's API to track how many Robinhood users own a particular stock over time.

Bloomberg recently ranked Greenwich, known as the "hedge fund capital" of Connecticut, as one of the wealthiest towns in the US.

Pay rifts, a partner divide, and transparency are key issues behind some partners leaving elite law firm Boies Schiller. Now BSF is re-making itself.

Yale University is offering its most popular course for free on Coursera. I signed up for it — here's what "The Science of Well-Being" is like.

Here's how TikTok rose to become a social network loved by teens and scrutinized by US authorities over its ties to China.

Laptops are becoming an essential piece of technology, and are often the prey of deal hunters today. Here are the best laptop deals we've seen this week.

A court tries to gag the country’s largest newspaper amid a U.S. corruption probe.

Trump’s clemency for Stone has nothing on Clinton and McDougal.

In American laboratories and universities, the spirit of Trofim Lysenko has suddenly been woke.

A CEO refuses to apologize for his words at the White House.

The laws of supply and demand have been at work in the pandemic and the protests.

A nonagenarian Jewish refugee finally tells me her story.

A legal and political strategy to nullify debt sold to third parties.

Staggered schedules and other precautions would help reduce children’s low but real risk from Covid.

The single best thing for young families is leaving a high-crime, high-poverty neighborhood.

Time for the President to end this highly politicized prosecution.

Blueprint sets out how traders will manage imports and exports with EU after transition

Government’s ‘new start’ will generate 215m customs declarations a year and need 50,000 extra customs agents

Senators Marco Rubio and Ted Cruz among US officials targeted by Beijing

Former chairman of bank’s Middle Eastern business continues giving evidence to High Court

Indices of price movements are imperfect metrics at the best of times

They have not worked over the past 30 years and are even less likely to now

US presidential candidate’s plans aren’t as terrible as Trump’s, which is cause for relief in Brussels and Tokyo

Your daily briefing on the news

Continent faces a two-speed recovery from pandemic’s economic hit, data suggest

Democratic Rep. Adam Schiff weighs in on reports that White House officials are raising questions about Dr. Anthony Fauci for openly disagreeing with President Donald Trump in favor of science.

A body has been found at the Southern California lake where former 'Glee' actress Naya Rivera disappeared, the Ventura County Sheriff's Office announced in a tweet Monday.

President Donald Trump's decision to commute the sentence of longtime political confidant Roger Stone late Friday night drew the usual outrage from Democrats and silence from Republicans -- yet another norm busted by a man who seems to revel in doing things that no one who has held the job in the past would even consider.

Federal prosecutors urged a judge to reject a home confinement request by Ghislaine Maxwell, the confidant of accused sex trafficker Jeffrey Epstein, saying she is skilled at hiding and had wrapped a cell phone in foil to attempt to evade detection by authorities.

When it's most critical for President Donald Trump and top health officials to be working together, CNN is learning that the White House may be trying to actively discredit Dr. Anthony Fauci, the nation's top infectious disease expert. CNN's Daniel Dale weighs in with the facts.

One of the world's oldest universities is embroiled in scandal after dozens of women alleged they were sexually assaulted or raped on its campus, with several claiming they were attacked by members of a controversial US-style fraternity.

U.S. stocks end mostly lower after rally falls apart; Nasdaq tumbles 2%Fin News

The S&P 500 and Nasdaq have turned negative in the final hour of stock tradingFin News

The U.S. budget deficit soared to $864 billion in June, higher than all of 2019Fin News

Here's how much more we're paying for food we buy online since coronavirus hitFin News

Stocks are at their highs of the day, with the Dow up more than 500 pointsFin News

Florida tops single-day state COVID-cases record set last week by CaliforniaFin News

Federal executions blocked by judge hours before scheduled lethal injectionFin News

Billionaires petitioning for higher taxes to fund pandemic reliefFin News

Dow industrials up 320 points early Monday as Nasdaq remains at record heightsFin News

You're almost out of time to take advantage of this tax-smart retirement benefitFin News

"If we had higher wages and more public investment, we wouldn't need to lean on philanthropy quite as much as we do," Pete Buttigieg told CNBC on Thursday.

U.S. stock futures pointed to a higher open Wednesday, one day after Wall Street's sell-off ended multisession winning streaks.

This year, the "Oracle of Omaha" is distributing 15.9 million class B shares of Berkshire Hathaway valued at about $2.9 billion.

U.S. stock futures soared Monday as investors looked to build on last week's momentum, which propelled the Nasdaq to another record high.

It's Berkshire's first major purchase since the coronavirus pandemic and subsequent market collapse in March.

Stocks dropped sharply on Thursday as investors worry about a second coronavirus wave. Five experts weigh in.

"It's almost as if people decided Covid is over. It's a 'V-shaped' rally, and you better get on board," CNBC's Jim Cramer said Monday.

Trump called out Warren Buffett in a White House address and said the billionaire investor's decision to sell airline stocks was a mistake.

Dow futures rise again Thursday ahead of weekly data that's expected to push coronavirus-driven jobless claims to over 40 million.

Dow futures extend their gains and point to a 650-point jump at Monday's open after positive coronavirus vaccine results.

Saudi Arabia and Russia seem ready to increase oil production next month, but could they be jumping the gun on demand?

‘This is the story of our investigation into how our democracy was attacked by Russia and how those who condoned and ignored that assault undermined our ability to uncover the truth,’ author Andrew Weissman said.

The new student visa restrictions, announced earlier this month, would force international students taking online classes to leave the country.

The late rapper occupies more real estate on the Hot 100 than anybody has in quite some time.

The president used the official White House event as an opportunity to swipe at his Democratic opponent.

Some had been mentioned as 2024 presidential hopefuls, but those prospects may have dwindled.

The series follows the elite and experimental clones of the Bad Batch (first introduced in The Clone Wars) as they find their way in a rapidly changing galaxy in the immediate aftermath of the Clone War.

For essential workers with high job security and strong cash reserves, now is the time to capitalize on record low interest rates and get the most house for their buck.

The NYT describes an amazing New York of the future without cars. It may be possible to get it without making people give up the things that make them love cars so much.

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Drinks giant Diageo, which owns the brand, will trial the environmentally friendly bottles in 2021.

Some of the world’s richest people want governments to raise taxes on them to help pay for Covid-19.

If shoppers are forced to wear masks, staff should not have to police the policy, unions say.

The fast-fashion firm is the latest to face allegations of poor working condition at its suppliers.

MPs are calling for action to help so-called mortgage prisoners, including thousands of key workers.

On Tuesday, the UK government is expected to announce deadlines to stop using the Chinese firm's kit.

The money, to be channelled through a fund for India, will be used to bolster digital infrastructure.

Government campaign will also carry advice for UK and EU firms before the transition period ends.

Beauty salons, spas and tattoo parlours are also allowed to reopen in the latest phase of changes.

Opec ministers are meeting this week amid signs of growing energy demand as coronavirus lockdowns ease.

fin news, Fin News

Researchers at MIT developed robotic grippers that can handle wires with a level of dexterity similar to human hands. Read more...

More about Tech, Mashable Video, Robot, Science And Technology, and Future Blink

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How long will you get banned from Twitch for disparaging immigrants on multiple livestreams?

The answer is two weeks, apparently. That’s how long President of the United States Donald Trump was suspended on the platform.

The official Trump 2020 campaign Twitch channel is now back following two weeks of a temporary suspension for two separate instances of “hateful conduct” when broadcasting a stream. 

According to Twitch’s policies, “hateful conduct” on the platform is defined as “any content or activity that promotes, encourages, or facilitates discrimination, denigration, objectification, harassment, or violence based on race, ethnicity, national origin, religion, sex, gender, gender identity, sexual orientation, age, disability or serious medical condition or veteran status, and is prohibited.” Read more...

More about Donald Trump, Livestream, Twitch, Hate Speech, and 2020 Presidential Election

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The Geneseo Inn uses repurposed shipping containers to create a luxury hotel experience. Read more...

More about Tech, Travel, Mashable Video, Eco Friendly, and Future Blink Fin News

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TikTok is the latest social media platform to go viral. How hard is it to gain followers and likes, especially when starting from nothing? We found out! Read more...

More about Mashable Video, Viral Videos, Tiktok, Entertainment, and Web Culture

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Chance the Rapper publicly and repeatedly tweeted his support for Kanye West's presidential bid on Monday. Lots of folks weren't happy. 

It began with Chance commenting on a new video from his pal Kanye.

"And yall out here tryna convince me to vote for Biden. Smfh," Chance wrote.  

And yall out here tryna convince me to vote for Biden. Smfh

— Chance The Rapper (@chancetherapper) July 13, 2020

Being charitable, West's apparent presidential ambitions don't seem well thought out — he hasn't appeared to file any paperwork to actually run. 

West, a longtime supporter of President Donald Trump, gave a meandering interview to Forbes last week during which he announced his presidential intentions. In that interview West also expressed skepticism about an eventual COVID-19 vaccine (saying vaccines were  the "mark of the beast), came out against abortion, and claimed that "Planned Parenthoods have been placed inside cities by white supremacists to do the Devil’s work." Read more...

More about Kanye West, Donald Trump, Chance The Rapper, 2020 Presidential Election, and Culture Fin News

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{"player":{"description":"A little goes a long way.","image":"","mediaid":"360OeJxglV","preload":false,"title":"It's surprisingly easy to be more secure online — Clarification Please","sources":[{"file":""},{"file":""},{"file":""},{"file":""},{"file":""}],"player_id":"WmgvXppl"},"options":{"disableAds":false,"disableSharing":false,"nextupAction":"autoplay","embedUrl":"","standaloneUrl":null,"post":{"url":"","date":"2020-05-19T20:51:01.862Z","bp_id":114840,"wp_id":null}},"advertising":{"params":{"keywords":"tech,mashable-video,cybersecurity,malware,how to,password,vpn,antivirus,authentication,clarification-please","sec0":null,"sec1":"","prc":""}},"analytics":{"labels":"tech,mashable-video,cybersecurity,malware,how to,password,vpn,antivirus,authentication,clarification-please","videoSeriesName":null}} More about Apple, Macbook, Tech, Consumer Tech, and Big Tech Companies

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In Season 7 of Star Wars: The Clone Wars, we met Clone Force 99, aka the "Bad Batch." Now they're getting a Disney+ series to call their own.

The elite commando squad that consists of "defective" clone troopers (aka mutants) is essentially a Star Wars-y spin on the X-Men. They popped up for an arc in the final season of Clone Wars, and starting in 2021 they're starring in their own set of animated stories on Disney's streaming service.

A brief story breakdown doesn't offer much in the way of specifics, but it does suggest the series will pick up after the events of the previous series. "In the post-Clone War era, they will take on daring mercenary missions as they struggle to stay afloat and find new purpose," Disney's description reads. Read more...

More about Star Wars, Disney Plus, Star Wars The Bad Batch, Entertainment, and Star Wars Fin News

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Casper Sleep Pillow — $54.06 ($11 savings)

Dream Rite Shredded Hypoallergenic Memory Foam Pillow — $29.99 ($40 savings)

COZSINOOR Hotel Collection Pillows — $29.99 ($20 savings)

Achieving a good night’s sleep isn’t always easy. Busy schedules, frequent stress, and bad rest environments can be culprits for sleep troubles. And it’s more common than you think. 

According to the American Sleep Association, 50 to 70 million U.S. adults have a sleep disorder. If your sleepless nights are taking a toll on your health, it might be time for you to buy a new pillow. 

SEE ALSO: The great pillow debate is splitting the internet in two Read more...

More about Sleep, Pillows, Mashable Shopping, Culture, and Work Life fin news, Fin News IMAGE: Coop Home Goods


Coop Home Goods Eden Shredded Memory Foam Pillow

Breathability, comfort, and design make the Coop Home Goods’ Eden Shredded Memory Foam Pillow a top pick if you need to improve your quality of sleep.

Dimensions: Standard (17.9 x 6.8 x 6.1 inches), Queen (18 x 6 x 6 inches), and King (17.9 x 6.5 x 6.3 inches) Materials: Bamboo-derived viscose rayon and polyester Sleep factor: Good for back, side, and stomach sleepers $80.99 from Coop Home Goods fin news, Fin News IMAGE: Amazon


Brookstone BioSense 2-in-1 Shoulder Pillow

Dimensions: 28 x 20 x 6 inches Materials: Better Than Down microfill and BioSense memory foam core Sleep factor: Good for side sleepers $119.95 from Amazon fin news, Fin News IMAGE: Amazon


Nature's Guest Cervical Support Pillow

Dimensions: 18.5 x 9.5 x 7.2 inches Materials: Cotton fabric cover, microfiber filling, and silk gusset trim Sleep factor: Good for back sleepers $79.99 from Amazon fin news, Fin News IMAGE: Amazon


TruContour Super Thin Memory Foam Pillow

Dimensions: 24 x 16 x 2.5 inches Materials: Medical-grade memory foam and certified organic cotton Sleep factor: Good for stomach sleepers $39.99 from Amazon fin news, Fin News IMAGE: Amazon


Triple Cloud Shredded Memory Foam Pillow

The Triple Cloud Shredded Memory Foam Pillow offers comfort perks and adjustable firmness at a fraction of the price.

Dimensions: Standard/Queen (15.9 x 5.6 x 5.2 inches), Queen (17 x 6 x 6 inches), and King ( 17.3 x 7.7 x 6.4 inches) Material: Bamboo-shredded memory foam Sleep factor: Good for back, side, and stomach sleepers $39.95 from Amazon fin news, Fin News IMAGE: Avocado Green


Avocado Green Pillow

Dimensions: Standard (19 x 24 inches), Queen (19 x 28 inches), and King (19 x 35 inches) Materials: Certified organic cotton, kapok fiber, and natural latex Sleep factor: Good for back, side, and stomach sleepers $79 from Avocado Green fin news, Fin News IMAGE: Amazon


UTTU Adjustable Memory Foam Pillow

Keep head, neck, and shoulder pain at bay with UTTU’s Adjustable Memory Foam Pillow.

Dimensions: 7.9 x 7.9 x 14.2 inches Materials: Bamboo fiber, polyester, and memory foam Sleep factor: Good for back, side, and stomach sleepers $69.99 from Amazon fin news, Fin News IMAGE: Amazon


Pacific Coast AllerRest Double DownAround Pillow

Reduce congestion, coughing, sneezing, and other pesky allergy symptoms while you sleep.

Dimensions: Standard (20 x 26 inches), Queen (20 x 30 inches), and King (20 x 36 inches) Materials: AllerRest fabric, Barrier Weave down and feather proof fabric, cotton Sleep factor: Good for back, side, and stomach sleepers $62.99 from Amazon fin news, Fin News IMAGE: Leesa


Leesa Hybrid Pillow

Switch back and forth between a soft pillow top and a cooling, memory foam underside for multiple ways to catch some sleep.

Dimensions : Standard (16 x 24 inches), Queen (16 x 28 inches) Materials : Polyester microfiber, ventilated gel, Leesa's Tencel fabric, and nylon. Sleep factor: Best for back and side sleepers $98 from Leesa fin news, Fin News IMAGE: Amazon


Beckham Hotel Collection Gel Pillow

You'll be getting two pillows with somewhere-in-the-middle support for the price of one.

Dimensions : Queen (20 x 28 inches) Materials: Cotton cover and poly-gel fiber filling Sleep factor : Good for back, side, and stomach sleepers $33.99 from Amazon fin news, Fin News IMAGE: Tuft & Needle


Tuft & Needle Pillow

If you're looking for a durable pillow and tend to sleep on your back or side, the Tuft & Needle Pillow will have you catching z's in no time.

Dimensions : 25 x 16 x 5 inches Materials : Micro polyamide, polyester, and Tuft & Needle's proprietary Adaptive Foam Sleep factor: Best for back and side sleepers $68 from Tuft & Needle

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Bose SoundSport Wireless Earbuds — $99 ($30 savings)

Bose SoundSport Free True Wireless Earbuds — $199 ($50 savings)

JBL Under Armour Sport Train Wireless On-Ear Headphones — $129.99 ($70 savings)

The only thing more important to runners than their sneakers is a quality pair of headphones and a killer playlist. Running without music is like some form of medi torture: it sucks. And cheap, crappy headphones just aren't going to cut it.

When shopping for a quality pair of headphones to wear while running, you'll want to look at a few key factors: Are they sweatproof/waterproof? Will they stay in your ears? Are the volume controls easily accessible? If you answer no to any of these questions, then you know the headphones aren't going to work. Read more...

More about Running, Headphones, Bluetooth Headphones, Mashable Shopping, and Culture fin news, Fin News IMAGE: Amazon


Bose SoundSport Pulse Wireless

While sound quality and flexibility are always good features, a great pair of headphones will do more than that.

$129 from Amazon fin news, Fin News IMAGE: Amazon


Jabra Elite 45e

The Elite 45e headphones are an example of quality at an affordable price.

$86.53 from Amazon fin news, Fin News IMAGE: Amazon


Bose SoundSport Free Wireless

These truly wireless ear buds can charge while you're using them, and the app can help you locate them in the event that they fall out.

$199 from Amazon fin news, Fin News IMAGE: Amazon


JBL Endurance RUN

These are the kind of headphones you buy in multiples so you don't have to fret once you've inevitably lost a pair.

$19.95 from Amazon fin news, Fin News IMAGE: Amazon


ROVKING Sport Headphones

These super-cheap headphones have an earhook design that keeps them on your ears, and are also sweatproof.

$14.99 from Amazon fin news, Fin News IMAGE: Amazon



These Sony earbuds offer multiple sets of covers and hooks to hold the earbuds securely in place.

$29.99 from Amazon fin news, Fin News IMAGE: Amazon


Bose SoundSport

Bose SoundSport are a great set of headphones to buy when the clarity of audio really matters to you.

$99 from Amazon fin news, Fin News IMAGE: Amazon


Levin Bluetooth 4.1 Wireless Headphones

The Levin Bluetooth 4.1 Wireless Headphones deliver an affordable and reliable option for anyone who prefers over-ear headphones.

$29.99 from Amazon Fin News

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Garmin 010-01995-10 Vivosmart 4, Activity and Fitness Tracker — $97.30 ($32.69 savings)

Garmin Vivoactive 3, GPS Smartwatch — $140.68 ($109.31 savings)

Garmin Forerunner 35 — $99 ($71 savings)

Wellness is a buzzy word lately. Over the past few years, we’ve seen a surge in all things health, wellness, and spirituality. Juice bars are popping up, boutique studios are becoming more accessible, and essential oils are chilling us out. Self-care is becoming more of the norm too, but amidst all this hype, it can be challenging to find the right routine that promotes good exercise, sleep, vitals, and mindset.  Read more...

More about Apple Watch, Fitness Trackers, Smart Watch, Heart Rate Monitor, and Mashable Shopping fin news, Fin News IMAGE: Amazon


Apple Watch Series 4

Take heart monitoring to the next level with the Apple Watch Series 4's amazing EKG feature and FDA-cleared precision.

Warranty: 90 days with Apple Care+ Smartphone compatibility: Yes Battery life: 22 hours Weight: 1.06 oz What you'll get: A case, band, 1m magnetic charging cable, and 5W USB Power Adapter $236.98 from Amazon fin news, Fin News IMAGE: Amazon


Polar A370 Fitness Tracker

Smartphone compatibility and a variety of wellness features makes Polar’s A370 Fitness Tracker our top choice for health management.

Warranty: 2 years Smartphone Compatibility: Yes Battery life: 4 days Weight: 13.8 ounces What you’ll get: A Polar A370 Fitness Tracker, a band, a charging cable, and a manual $114.99 from Amazon fin news, Fin News IMAGE: Amazon


Fitbit Charge 3 Fitness Activity Tracker

The new Charge 3 provides no-fuss wellness features to take your daily sleep, workouts, and vitals to the next level.

Warranty: 45-day guarantee and 1 year warranty Smartphone compatibility: Yes Battery life: 7 days Weight: 4.8 ounces What you’ll get: A Fitbit Charge 3, classic wristbands (both small & large), and a charging cable $119.03 from Amazon fin news, Fin News IMAGE: Best Buy


Garmin Forerunner 735XT Smartwatch

With sport-specific settings, advanced training feedback, and a connected app, Garmin’s Forerunner 735XT Smartwatch is the perfect fitness companion for athletes.

Warranty: 1 year Smartphone compatibility: Yes Battery life: 1 day Weight: 1.4 ounces What you’ll get: A Garmin Forerunner 735XT Smartwatch, a charging/data clip, and a manual $349.99 from Best Buy fin news, Fin News IMAGE: Amazon


Nokia Steel HR Hybrid Smartwatch

Add some tech to your exercise regimen with the Nokia’s Steel HR Hybrid with Alexa integration and three different heart monitor modes.

Warranty: 1 year Smartphone compatibility: Yes Battery life: 25 days Weight: 8.2 ounces What you’ll get: A Nokia Steel HR Hybrid Smartwatch and a CR2 battery $199.95 from Amazon fin news, Fin News IMAGE: Amazon


Garmin vívoactive 3

Warranty: 1 year Smartphone compatibility: Yes Battery life: 10 days Weight: 1.44 ounces What you'll get: A vívoactive 3 Fitness Tracker, a charging/data cable, and manuals $319.99 from Amazon fin news, Fin News IMAGE: Amazon


Motiv Ring

Warranty: 45-day guarantee and 1-year warranty Smartphone compatibility: Yes Battery life: 3 days Weight: 1.6 ounces What you'll get: A Motiv Ring, sizing set, and two slim charging docks $199.99 from Amazon fin news, Fin News IMAGE: Amazon


Microtella Fitness Tracker

Microtella’s Fitness Tracker is affordable, monitors your heart rate, and comes with 14 different fitness settings for personalized workout stats.

Warranty: None Smartphone Compatibility: Yes Battery life: 7 days Weight: 4 ounces What you’ll get: A Microtella Fitness Tracker, a band, and a USB charger $39.99 from Amazon fin news, Fin News IMAGE: Amazon


Samsung Galaxy Fit

The perfect midpoint between the Fitbit and Apple Watch, the Samsung Galaxy Fit is great for tracking your high-intensity activities and for managing your daily life.

Warranty: 1 year Smartphone Compatibility: Yes Battery Life: 7 days Weight: 3.2 ounces What you'll get: Samsung Galaxy Fit, charging cable, manuals $79 from Amazon fin news, Fin News IMAGE: Amazon


Fitbit Versa

The Fitbit Versa is best for those who need some extra guidance in the gym, and thanks to its comprehensive array of on-screen workouts, you'll get exactly that.

Warranty: 1 year Smartphone Compatibility: Yes Battery Life: 4 days Weight: 5.12 ounces What you'll get: Fitbit Versa, charging cable, manuals $199.95 from Amazon fin news, Fin News IMAGE: Amazon



Won't take up precious real estate on your wrists and will provide personalized heart rate training, as well as an unbeatable 12-month battery life.

Warranty: 1 year Smartphone Compatibility: Yes Battery Life: 1 year Weight: 2.4 ounces What you'll get: Wahoo TICKR, battery, manuals $45.94 from Amazon

Fin News

Fin News Jacob Kastrenakes / The Verge: Twitch restores President Trump's account after a two-week suspension for “hateful conduct”  —  Can the president last on Twitch?  —  Twitch has unbanned President Donald Trump, two weeks after suspending his account for “hateful conduct.”  —  Trump's account …

Fin News

Fin News Lucinda Shen / Fortune: Robinhood says it has raised $320M in new funding that values it at $8.6B, following its $280M Series F in May, which valued it at $8.3B  —  Investors are adding hundreds of millions more to Robinhood's coffers as the pandemic ushers in new customers.  —  On Monday, the stock-trading app announced …

A trio of companies ranging from drug giants to upstart biotechs saw their shares soar on Monday on bullish coronavirus vaccine news.

It’s the only initiative we found that didn’t decline at middle market firms.

NFL stars Brian Urlacher, Travis Kelce, and DeMarco Murray—among other pro athletes—are reportedly in the mix for the pro baseball team. Here’s what they’re up against.

Robinhood has faced rising consumer interest paired with outages, a suicide, and questions of responsibility. Investors are pouring another $320 million into the company.

The tougher measures, to take effect Wednesday, include drastically limiting the number of people gathering in public back to four.

Marcelo Claure says the beleaguered shared office provider is on track to meet its goals of positive cash flow and profits by 2021.

The move gives SiriusXM, a company mostly known for its satellite radio channels, a leg up in an increasingly competitive podcast industry.

A former Fortune investigative journalist faces a job that’s just as tough—with no prospect of a Pulitzer.

Coinbase’s IPO would be closely watched—and has the potential to be unique.

New all-time highs are common in the EV sector.

Direct-to-consumer brands have been growing in publicity, and for good reason. Here's how to scale the challenges and scale your DTC brand effectively.

Want to make a real diversity commitment but don't know where to start? Read this.

Flexibility is the name of the game.

For companies to truly win fans and motivate employees, "empathy" has to be more than a word. It needs to be translated into specific action.

The banking institution has banned employees from installing the app.

Tesla stock, of which Musk is the largest holder, continues to hit record highs. Buffett, meanwhile, donated almost $3 billion of Berkshire Hathaway stock, causing his riches to shrink.

Earlier in July, the team announced a review of the name following renewed pressure from sponsors. There's no word yet on the new name or timeline for the change.

The right virtual add-ons and pivots can change your business model forever. 

The 12-hour workday culture that has permeated Silicon Valley has been upended by the global health crisis. In its stead, a new culture is forming that values "output" over "hours" - and this new culture may be here to stay.

Learn the manufacturing lessons this hyper-local media startup applies to business processes to empower its COVID-affected workforce.

Skydio is best known for “selfie drones.” Now, it's seeking government contracts, as American officials shun the Chinese drone company.

Looking to nab a Switch, Switch Lite, or other accessories? We've compiled everywhere you can potentially get them online.

It's hard to keep calm and carry on when we've entered not-losing-your-mind territory. Here are a few ideas and things to help you cope.

Honestly, you should just be disinfecting your reusable bags—the real issue is airborne virus, not infected shopping totes, experts say.

New research suggests that the tradeoffs for electric autonomous vehicles aren’t as painful as once thought, though early AVs might be gas hybrids.

One checkbox is all it takes to make everyone's life–including yours–easier.

Photographer Alberto Bernasconi donned full protective gear to capture the scene of "guests" isolating in the four-star hotel.

Four-time USA Memory Champion Nelson Dellis and psychological scientist Julia Shaw explain how to boost your memory skills.

Post-pandemic, many companies plan to let employees  work from home and a main office. But trying to do both ensures neither experience is good.

Close that newsfeed for a while. These Android and iPhone videogames are a great distraction.

Google just announced that it is expanding its skills certification program to help more people land high-paying tech jobs without a college degree.

The Grow with Google Career Certificates will be available soon for in-demand jobs including Data Analyst, Project Manager, and UX designer. These jobs pay between $60,000 and $90,000, on average. Those who complete the online-only instruction are encouraged to share their certification on LinkedIn with employers that are looking for candidates with those skills through the platform. The company is also expanding its IT Certificate Employer Consortium, to connect jobseekers with the likes of companies such as Walmart, Hulu, Sprint and of course Google.

The courses aren’t free. Google data suggests that an average student takes about three to six months to complete the existing IT support program and the fee to take instruction is $49 per month. But given the economic fallout from the pandemic, scholarships will be made available. According to a statement from the company:

“Today we’re announcing a new suite of Google Career Certificates that will help Americans get qualifications in high-paying high-growth job fields—no college degree required. We will fund 100,000 need-based scholarships and at Google we will consider our new career certificates as the equivalent of a four-year degree for related roles. We’re also committing $10 million in job training grants for communities across America, working with partners like YWCA, NPower and JFF.

The move comes on the heels of Microsoft’s program to certify workers in the skills needed to land the most in-demand jobs emerging from the pandemic.

On the surface of it all, this is of course a comedy.

Apple’s newest spot is a seven-minute sequel to its award-winning 2019 ad “The Underdogs.” The previous short was like a mini-sitcom, chronicling the tribulations of a ragtag group of office workers, trying to engineer their big break out of anonymous middle management via an innovative pizza box design.

It was basically The iOffice.

Here we rejoin the crew under quarantine conditions, yet despite being at home, the pressure to deliver on their big idea remains. This is the work-from-home reality, Apple-style—complete with family interruptions, kids, parents, no pants, videoconference awkwardness, FaceTime calls, and shared docs. It’s all here as the team is forced to come up with a plan for their breakthrough pizza box remotely.

Much like its predecessor, it’s a fun mini-sitcom of high quality and pitch-perfect casting, and a goofy depiction of the working relationships we’ve all been forced to adapt to.

It’s also pretty dark and depressing.

Of course, it’s not Apple’s fault that people have been forced to maintain the same level of productivity despite at-home challenges, whether the inherent loneliness of living alone in a pandemic, the stress on spousal relationships, grown children living with elderly parents, or in the case of Dave, balancing full-time work with full-time parenting.

Apple may provide tools that make it all work as smoothly as possible, but here it mines comedy out of an unsustainable work model. Maybe it would’ve come off as more light-hearted if it was just a 30-second distraction. Like when Progressive’s Flo went into full Zoom mode. Seven minutes gives us all time to think about just what it is we’re watching. The darkness of it all is compounded by the boss Vivienne, here representing the comfort of the rich, dialing in from the back of a limo or barking orders poolside.

What’s Dave supposed to do when school doesn’t reopen in the fall?

The look on his face at the end, as his disheveled bathroom is disguised as a tropical beach FaceTime background, is not one of long-term creative productivity.

It’s exhausted desperation.

Wondering whether it’s safe to go to the grocery store? Or attend a gathering? Or send kids back to school in your town? Look no further than Georgia Tech’s new Event Risk Assessment Planning Tool, which lets you see whether someone in a group near you is likely to have COVID-19.

To use the tool, simply choose the size of a gathering (10 people to 10,000 people) on the lower left slidebar, and then hover over your county, and the tool shows you the likelihood of someone in the group having an active COVID-19 infection. For example, as of today, there is a 100% chance that someone in a gathering of 100 people in Maricopa County, Arizona, will have COVID-19. That means that in every busy grocery store, there is likely someone with COVID-19.

This is immediately helpful in day-to-day decision-making, particularly in deciding whether or not to return kids to school, or whether attending an event is reasonably safe. The tool uses reported case count numbers from state departments of health and extrapolates the number of circulating cases. (Antibody tests have indicated that actual case counts are roughly 10 times higher than reported cases, according to the CDC.)

The pandemic has brought with it many great dashboards, but this is one might be the most useful to people in quantifying their likelihood of exposure. “The issue of understanding risks associated with gatherings is even more relevant as many kinds of businesses, including sports and universities, are considering how to re-open safely,” says tool cocreator Joshua Weitz, the director of Georgia Tech’s Ph.D. in quantitative biosciences.

Check out the risk assessment tool here.

Fin News[Screenshot via Georgia Tech]

Not many people are walking up and down the aisles of their local grocery stores these days, and some of the most popular companies in the United States are taking note. To grab an even larger chunk of Americans’ food dollars, they’re offering up new ways—and improving old methods—of grocery shopping.

COVID-19 plays a key role in the latest skirmish, as people remain fearful of venturing out of their homes to buy things they can just as easily order with their smartphones or computers.

Last month, online grocery sales were an estimated $7.2 billion, the highest ever, according to the consulting firm Brick Meets Click. That’s up more than 9% over the $6.6 billion in May. The research also found that the number of online orders itself grew—85 million in June versus 73.5 million May—as did the number of customers: 45.6 million and 43 million, respectively.

Compare those figures to the August 2019 data—$1.2 billion in sales for 16.1 million orders and 16.1 million customers.

Whether you already order your food online or are thinking about starting to, here are three of the newest developments in the grocery space you should know about:


This month, the retailer is expected to launch Walmart+, a subscription service that will go head to head with Amazon Prime, according to Recode. The $98-per-year plan will include the delivery of fresh groceries, the ability to reserve delivery slots, and open-slot notifications.

The discount big-box chain currently offers Delivery Unlimited and Express Delivery for food.


Ordering food online from Target is nothing new, but the Minneapolis-based company now lets you add fresh and frozen foods at more than 400 stores in Midwest with plans to roll it out at 1,500-plus stores across the country before the holidays. It’s part of Target’s Order Pickup and Drive Up services.

Target tested letting customers buy items, like produce, dairy, baked goods, and meat, in the Twin Cities and Kansas City markets this spring.


The ride-hailing platform, which went from driving people around to dropping off restaurant orders, is getting into groceries, too. The company is starting grocery delivery in Miami and Dallas this month and has already launched the same option in certain cities in Canada and Latin America. It’s happening through Cornershop, in which Uber acquired a majority stake in October. (The company announced last week that it’s acquiring Postmates for $2.65 billion in an all-stock transaction.) Uber said it had been running tests with grocery and convenience stores and saw orders skyrocket 197% since March.

“Over the last six months, it’s become increasingly clear that grocery delivery is not only popular, but often a necessity. We expect to see this trend continue as people across the world look for new ways to save time and stay safe,” the company said in a written statement.

Ordinarily, the only people at Disney World whose faces are covered are the brave souls donning spherical Donald Duck mascot-heads for the delight of children.

At this moment, however, as the pandemic surges across America, all guests at the Magic Kingdom are required—or at least strongly urged—to wear face masks at all times.

Welcome to the Most Wonderful Place in the World, 2020.

With great, ill-boding fanfare, Disneyland and Disney World announced historic closures back in March, as the pandemic first began to ravage the United States. When the Mouse House announced back in June that Disney World, in Orlando, Florida, would be reopening in July amid early signs that the pandemic was again on an upward trajectory, critics vocally denounced the decision. Now, Florida is the U.S.’s new coronavirus hotspot, having reported a record-breaking 15,300 new cases on Sunday.

Just before the reopening came an ad for Disney’s theme parks about what to expect during the pandemic-era Magic Kingdom. Although it was meant to be reassuring, the ad was anything but. The smizing eyes of masked employees likely failed to assuage many folks’ fears about the famously jam-packed lines for rides and attractions. The ad immediately became the subject of irresistible parody online.

They finally got the Disney World ad right.

— Jimmi Simpson (@jimmisimpson) July 12, 2020

We are ready to welcome guests back to Jurassic Park. ✨

— Jurassic Park Updates (@JurassicPark2go) July 12, 2020

It would take more than an inadvertently creepy ad and the grim specter of death to keep quarantined parents away from the chance to brighten up their kids’ most dreary summer ever.

And how did it go? Based on some of the video documentation that surfaced on Twitter over the weekend, not disastrously. Fear of catching COVID-19 understandably kept the usual summer season crowds away, and masks are ubiquitous.

Here’s the hub at 11am opening day at Magic Kingdom. #WaltDisneyWorld

— Brooke Geiger McDonald (@BrookeGMcDonald) July 11, 2020

Park-goers’ visits were soundtracked by the not-at-all spooky sound of safety precautions dictated over loudspeakers. Can you feel the magic?

An audio message was captured on video playing from a speaker at Disney World on Friday — urging visitors take precautions to prevent the spread of the coronavirus.

— CBS News (@CBSNews) July 12, 2020

Of course, some in attendance demonstrated over social media how difficult it is to enforce social distancing guidelines in such a sprawling space, let alone how to do so in a way that still feels magical.

adding video to explain the full issue, which is more than just the above line.

there were also TWO MORE lanes of pedestrian traffic in the SAME walkway.

It’s not a fluke, either – we were directed straight into the bottleneck. (You can hear it in the background.)

— ???? carlye wisel (@carlyewisel) July 11, 2020

And if these video bloggers are real and not some deep-in-character gallows-humor prank, at least a few people are visiting the park with known COVID-19 symptoms, refusing to let it dampen their spirits entirely.

These streamers are at Disney World, visited first aid last night for cough, shortness of breath, and severe vomiting, and were back in Magic Kingdom today complaining of sore throats

— Jenny Nicholson (@JennyENicholson) July 12, 2020

Overall, it seems as though heading to a Disney theme park at a time when America still hasn’t figured out the best way to open a restaurant seems like an enormous risk to take, just for the sake of giving your child a weird memory.

Truly, it’s a COVID world after all. Stay safe out there.

thinking a lot about how I could not go to my mother's funeral but some people just have to go to Disney World

— Nicole Chung (@nicolesjchung) July 12, 2020

Just about anyone who has had a job has had the experience of being struck with some insight about how to improve a product or process or how to solve a nagging problem. Sometimes, that insight is greeted with immediate acceptance, but there are times when your boss is simply not on board with your idea right away.

Before you push too hard to get your idea accepted, take a day or two to think it over. There is a good chance that your boss has a lot of experience in the business. It is possible that there are factors you haven’t considered yet that led to the cool reception.

But, if you’re sure that you’re onto something, you have to find a way to convince your boss to accept your idea. To do that, you need to understand a bit about what makes people believe things:

Consider social reality

Many of the things we believe are not things that we can verify for ourselves. Instead, we believe them because everyone else does. For example, just about everyone believes that gravity is the force that causes things to fall back to the ground, but few of us really understand anything about what gravity is. We accept it, because everyone else believes it.

If you want your boss to accept some course of action, one way to do it is to enlist the help of other people who will repeat the same message. The more that your boss hears that message from different people, the more likely it is that the message is believable because of the sheer number of people who are saying it.

That isn’t to say that your boss is thinking that explicitly. It is just that we are wired to want to believe things that are common knowledge. It helps us get along with other members of our social group. Indeed, classic work by Solomon Asch in the 1950s found that the dominant response of the members of a group could even make people respond to questions consistent with the group, rather than consistent with what people saw for themselves.

Create coherence

Another thing that reinforces our beliefs in something are when that information fits into a story that connects many other beliefs as well. That is why stories are so compelling for people.

You can use the power of stories to be convincing by creating a story in which the position you want your boss to accept fits together with many things your boss already believes. Craft a story in which your idea connects with this other information in a reasonable way. That way, after you tell the story, all of these other elements that are already part of your boss’s web of beliefs will reinforce the belief in your idea.

Build the path

The best way to get anyone to believe something is to have them come up with the idea for themselves. Luckily, the brain is a prediction engine. In fact, the reason that you are so good at understanding language is that you’re constantly trying to predict what people are going to say next, which helps you guess where a conversation is going.

Comedians make use of this ability all the time. A good joke requires you to make a particular prediction about where a story is going. Then they subvert that prediction in a surprising way that we interpret as funny.

In order to be convincing, you want your boss to be able to construct the idea. To do that, when you build a story to introduce the idea, create a web of information that makes it possible to predict the core idea. This way, as you’re telling the story, the key idea you want your boss to believe will naturally emerge from the information you’re presenting. Only now the punchline is that the idea is a perfect ending to the story.

Chances are, this will work, even if you have discussed this idea with your boss previously. Most people in leadership roles hear lots of idea from many people during the week. They will not remember the details of every single one of them—particularly if they have only heard it once. As a result, you can still get the power of having someone reach a desired conclusion, even if they have been exposed to the idea in the past.

Denishia Macon is the lead graphic designer and design consultant for Macon Designs. She spoke to Doreen Lorenzo for Designing Women, a series of interviews with brilliant women in the design industry.

Doreen Lorenzo: How did you find yourself in the design field?

Denishia Macon: When I was younger, I always enjoyed sketching and drawing items around the house. I knew I liked art, but I didn’t know what graphic design was until I went to college. During my high school years in Columbia, South Carolina, they had a graphic design class at the Heyward Career and Technology Center where I was introduced to design programs such as Adobe Photoshop and Quark. From that point on, I knew I wanted to major in graphic design and get into that career field. Right after I graduated from the University of South Carolina, I started looking for a design job, which I quickly discovered that the jobs are highly competitive in the real world. So I actually ended up working at my alma mater in an administrative role. It was about two years after graduation that I decided to create my own brand and start doing freelance graphic design.

Fin NewsHarp Method [Photo: Macon Designs]DL: What inspired you to go down that entrepreneurial path and start Macon Designs?

DM: While working at my first full-time job, I realized that I wanted to make more of an impact with my own work. I wanted to create and design materials that were unique and new. So I started doing small freelance projects locally by reaching out to my network to see if anyone needed design work done. I kept working my first job because getting clients is not as easy as it sounds, especially when you’re just getting started. I had to start networking more to meet new people which I didn’t do a lot of in college, so I was continuously learning as I was freelancing. My vision for Macon Designs was to take someone’s ideas and make them a reality. When someone thinks of something that they want to create, and they don’t know how to create it, I want to be the person that’s able to bring it to life. When I see a client excited to see their brand realized in front of them, that’s what makes me happy. It makes me feel that I am truly using my talents. My goal was to take these creative identities inside people’s minds and create them to functionally work in the outside world. That vision of mine is still the same today.

Fin NewsHarp Method [Photo: Macon Designs]DL: What are some of the important lessons you’ve learned along the way?

DM: When I first started, I used to think about design as a one-time project, but throughout the years I realized branding is truly about the full scope of things. Brand design is not one and done. It’s a constant evolution that builds around an identity. That’s what I work to explain to my clients. Many of them are small-business owners who are wearing a bunch of hats. They may not consider how visual design is impacting their business. But I tell them, “When you’re communicating to your customers, you have to think about how their perception of you is evolving.” They’re looking at your brand’s consistency and that develops into brand loyalty. Branding can grow into something larger, but it has to build from a foundation that has a clear vision and mission.

DL: We’ve seen a lot of brands in the last several weeks taking stands on social issues. How do you think visual communication plays a role in that?

DM: Visual communication is so monumental on social media when it comes to giving exposure to these social issues. A few of my clients have asked for social graphics to communicate about the recent protests and relay information to their customers. As messages are being spread about the equal rights movement, visual communication has become the art of educating others. For example, more people were recently educated about Juneteenth, which is a celebration of the day that enslaved people were freed in America two and a half years after the Emancipation Proclamation. It’s a very significant event in history. Design made it become an easily shareable piece of content on social media. It’s been fulfilling for many people to share this information. Design is all about educating people: letting them know why things are happening and why it’s important.

Now is not the time for brands to stay silent. Brands should definitely speak up, but they also need to keep their branding in mind so their customers will know where the message is coming from. I’ve seen many graphics getting reshared on other platforms, so it does help to brand content so when people see it they’re like, “Okay. I know that business. I recognize it.” Design can help educate, while also staying on brand. Consistency shows consumers that a brand cares.

DL: Communicating this way through social media is fairly new. Is that something you had to teach yourself?

DM: Yes I definitely did because we didn’t talk about how to brand yourself on social media at all when I was in college. We had the platforms, but they never taught us how design can affect social media. Once I graduated, I had to experiment to learn how to use social media to reach your audience and how it could impact others. Many companies are just now realizing how important social media is. You can’t ignore it, because the current generation is really paying attention to what’s going on through social media. Brands have to come out and speak on current social issues, or their customers could form their own opinion of what the brand stands for. If they think your company doesn’t care, then they start spreading that opinion before the brand can say otherwise. Brands have to stay ahead of the curve, because social media is powerful. It can change perceptions so quickly.

Fin NewsWorthy Words [Photo: Macon Designs]DL: What strategies would you recommend businesses take to avoid making mistakes that negatively impact their brand?

DM: Think about your foundation. Your foundation starts with having that mission statement and vision for your brand. If you don’t have that foundation then you can’t control where you’re going. You have to start from somewhere. Neglecting those initial steps can make your brand look uncoordinated. It may be harder for a new potential customer to even trust you if they feel they don’t know who you are. I have had a couple of people come to me needing a logo for a new business idea. Then I ask, “Okay, well, what’s your mission?” Their response, “I just want to make money or everyone is my target audience.” That’s where I usually inform them that, “I need something more. What’s your vision? What’s your goal with your business?” Those things make a brand go from an idea to a concrete concept grounded in reality. When you consistently communicate that strong creative identity, it helps your audience to trust you. Also, set expectations and have open communication with your customers. One of the ways to do that is by using your email list and social media pages to speak to them. You don’t want your customers to feel like they’re just another dollar, that you don’t care about them after the sale. You want your audience to feel valuable.

Fin NewsWorthy Words [Photo: Macon Designs]DL: How should we be giving back to communities and uplifting our fellow designers?

DM: Developing a community is the biggest thing—someplace where we can give support to others, especially to other designers. I know that was happening before COVID-19 hit and we were able to have local meetups in our communities. But once things started going more digital after COVID-19, I joined several different Facebook and LinkedIn business groups. Through there, I’ve met so many other designers in different locations. We’ve created a community where we can engage with each other, share our work, give feedback, and ask questions. Before I joined any type of community, I felt so alone. You have your clients, but you often feel like, “Man, I need a new perspective, but I need it from a designer.” It’s nice when you meet other designers and you can throw ideas back and forth. The Internet is helping us to connect with so many new people that normally we would have never met. I have quite a few friends that are in totally different states from me and we talk almost every day. That’s the awesome part about the Internet. You can network so much easier now. I’m very introverted, so for me, networking at a conference can be intimidating, but when I’m online, I can look at someone’s posts and their background before I speak to them. In the real world, you just see them in the physical. You don’t know anything else. You have to probe for that type of information.

I would also say that the design industry is a whole different world [when you’re] an African-American designer. I feel like sometimes we have to work a little bit harder to get noticed. We really need to provide more support for our next generation, especially the students. Personally, I would love to have a scholarship for minority students who are interested in design careers, because when I was in school, art wasn’t promoted like a viable career. It was encouraged to become a doctor or lawyer for instance, but no one really said much about the possibilities in art and design. Now I’m thinking about all of these creative kids in the new generation who don’t know where they want to go and need us to nurture them. That’s how you give back, by reaching out and providing support to the next generation.

Fin NewsR2i2 Student Innovation Center [Photo: Macon Designs]DL: What does the future of the design industry look like to you? What would you like to see change?

DM: Design is the foundation for pretty much every business and brand, so it’s not going anywhere. With today’s technology, many brands are communicating with the market in a more digital space than they used to in the past. Not only do we have to think about design, but we have to think about our workflow, our process, and the collaboration among other designers. I would like to see a push for more inclusivity within the design community. Many groups I’ve joined all seem to segment into themselves. People often only congregate with people that are similar to them. I would like to see all kinds of designers together in one community. We can really learn from each other, and these experiences will shape how we all create, which is why diversity in design is so important to our future.

DL: What would you tell the up-and-coming designers now?

DM: Keep practicing and don’t give up so easily. When I first started, I was just out of college and I had to learn so much because real life is so different from a college class. We look at that project and we’re just trying to get an A on it, but real life is not like that at all. It’s not so structured. Keep observing the world and using it as inspiration for your design. Continue to challenge yourself with new techniques and visuals. Learn to network with other people, even if they’re designers, too. It’s not about competition all of the time. Developing relationships is essential. People will remember how you treated them as well as your talent. You don’t want to be that talented person that no one wants to deal with. You want to be relatable. You want to share knowledge. Don’t be afraid to share what you know, because even if you tell someone about a technique, they have a totally different mind from you. It’s still going to come out different. We shouldn’t be afraid of that. Collaboration gets us further than competition ever will.

Small businesses that still need a shot of quick cash to help them through the coronavirus pandemic can no longer count on the loan advance program from the Small Business Administration.

The coveted program, which provided immediate relief to businesses that applied for an emergency loan from the SBA, is officially out of money, the agency said this weekend. The SBA says it provided $20 billion in advance funds—the full amount allocated by Congress—to almost six million businesses employing 30.5 million people. The money was doled out in advances of $1,000 per employee, up to $10,000 per business.

The advances were originally approved back in March as part of the CARES Act and were distributed via the SBA’s existing Economic Injury Disaster Loans, or EIDL program, through which businesses and nonprofits can apply for low-interest loans. The EIDL program is still open and accepting applications, but the advances—which were highly sought after as they did not have to be paid back—are no longer part of the deal.

Amid overwhelming demand during the early days of the COVID-19 outbreak, chaos and confusion initially plagued the EIDL program, with many small businesses and sole proprietors saying they were unable to find lenders or even contact the SBA for guidance. Presumably, a good number of frustrated business owners simply gave up.

Congress, meanwhile, is on break until next week, and lawmakers on Capitol Hill have yet to agree on the details of the next stimulus package.

The SBA says companies still seeking disaster assistance should visit its online portal for more information.

The first time I met Travis Kalanick, the cofounder and then CEO of Uber, he explained his vision in three blunt sentences: “One day, no one will own a car. Cars will drive themselves. And they’ll come to you at the push of a button.”

Like any venture capitalist, I hear endless pitches from starry-eyed startup founders. But this one stuck with me. Uber’s real value proposition, after all, goes far beyond ridesharing. Over the past several years, as the company’s ambitions have expanded to include trucking, food delivery, carpools, scooters and even flying cars, the message to investors has become clear: Uber can be the Amazon of transportation. Anything in the world that goes from point A to point B, whether it’s a person, a burrito, or a new sprocket for your boiler, runs through Uber. Like Amazon, Uber takes a cut of everything.

But of course, vision and reality are often two different things, and most of the master plan has failed to materialize. Dominating ridesharing in every market globally proved impossible. Even tackling the unit economics of ridesharing in the U.S. has proven challenging, to the tune of billions in annual losses. The acquisition of Postmates last week was a positive step, but until Uber can figure out how to make money on its core business, being the Amazon of transportation seems far-fetched at best.

There may be a way to do it, however—a way that combines the best of Travis Kalanick’s ruthlessness and current CEO Dara Khosrowshahi’s innate feel for public opinion. It’s a long-term play and it’s extremely counterintuitive. But the path to making ridesharing profitable may be the exact opposite of Uber’s current campaign to prevent drivers from being classified as full-time employees.

To date, Uber has aggressively opposed worker reclassification, even sponsoring a $90-million ballot initiative in California to overturn recent state legislation that turned every driver into a full-time employee. Of course they did. Opposing any regulation that threatens to add 20% in new costs makes sense. But embracing it would achieve far more.

Hear me out. Right now, just about every driver for Uber also drives for Lyft. As independent contractors, drivers can work on as many platforms as they want; accepting rides from every possible source is the best way to maximize revenue. If drivers were employees, that flexibility would go away. The people on your payroll can’t also work for your fiercest competitor. They’d have to choose: Uber or Lyft. And because Uber has more market share in just about every city in America, the logical choice would be clear. That’s a huge problem for Lyft.

Ridesharing works because of the network effect: the more demand there is from customers, the more drivers sign on to meet the demand, the faster they can respond to any request, the more that attracts both new and repeat customers, and so on. But network effects can work in both directions. Imagine if you’re Lyft and half of your drivers just deactivated their accounts because they’re now full-time Uber employees.

With only half the drivers on the road, your pickup time is now going to be twice as long. Customers notice that. And since all they want is the fastest ride at the cheapest fare, they’ll start using Uber and not Lyft. As demand for Lyft rides decreases, more drivers will switch to Uber. That increases Lyft’s wait times even more, which drives demand down further, which sends more drivers and more customers Uber’s way.

Uber, with a market cap six times that of Lyft, can sustain this game far longer. And in the end, Uber won’t have to keep subsidizing fares because Lyft won’t be able to compete on price. If Lyft can’t attract drivers, it can’t attract riders. Sooner or later, the business collapses on itself.

Stamping out Lyft may be the only way for Uber to make ridesharing profitable. Until then, Uber’s struggle to make money off its core business imperils every other facet of Kalanick’s vision, from food delivery to flying cars. Wall Street understand this, which is why Uber’s stock price has been stagnant ever since its failed IPO. Something has to give.

Yes, embracing a movement led by activists who despise Uber seems strange. Yes, actively agreeing to increase operating costs by upwards of 20% seems crazy. But ultimately, the best-case scenario for stopping worker reclassification just gets you more of the same: perpetuating a market that doesn’t really work.

Instead, Uber should lean into the progressive moment. It’s a PR masterstroke: The company continues its “we’re nice” campaign, with a twist. Of course Uber wants to help drivers at all costs, especially now! And if being nice happens to result in crushing a rival? Call it killing with kindness.

So far, Khosrowshahi’s tenure doesn’t suggest an appetite for Kalanick’s unconventional ruthlessness. But Amazon, the paradigm for Uber’s success, won by being both unconventional and ruthless. Four months into the pandemic, Amazon is the Amazon of everything more than it’s ever been. Uber is currently no one’s idea of the Amazon of anything. That can change—but only if Uber has the stomach to rewrite the rules.

Odds are, Uber will continue business as usual: neither Uber nor Lyft will fare particularly well economically or politically, and ridesharing will be continue to be a middling business. But in a global pandemic, at a moment in history when every assumption is being rightfully questioned, maybe this is the time to try something unexpected. On a macro level, the markets are already behaving irrationally. If ever Uber’s investors are going to permit higher losses in pursuit of world domination, this is the time.

If that happens, maybe Uber’s new motto can be “ruthlessly woke.” Because being tepidly conventional isn’t working at all.

Bradley Tusk is a venture capitalist, writer, philanthropist, and political strategist. Tusk was an early investor and partner with Uber but no longer holds any shares or has any involvement with the company.

If you’re lucky enough to escape to the East Hamptons for the summer, you might stumble upon a newly opened boutique called Unsubscribed.

If you don your mask and pop into the store, you’ll be greeted by vintage wood product displays and a lot of open space. The vibe is what you’d expect in a typical high-end shop in the neighborhood. There are few clues that Unsubscribed is, in fact, an experimental new project from AEO Inc., the parent company of iconic teen mall brands American Eagle and Aerie. While it has a tiny footprint for now, this move could be a glimpse into how retailers will survive the ongoing retail apocalypse, which has only been exacerbated by the coronavirus lockdowns.

Fin News[Photo: Unsubscribed]Unsubscribed is the brainchild of Jennifer Foyle, the global brand president of Aerie. The store features its own private label collection of recycled nylon swimsuits, silk dresses, cashmere sweaters, and oxford button downs that cost between $40 and $550. They’re classic designs that are meant to be worn for years, in stark contrast to the fast fashion trend of the other AEO brands, which sold affordable clothes that reflected the latest trend. “Unsubscribed is a slow fashion concept,” Foyle says. “[Fewer] deliveries, elevated quality, beautiful design.” Unsubscribed also curates other labels, like sustainable shoe brand Veja and Indego Africa, which are handcrafted accessories from female artisans in Rwanda and Ghana.

It’s a challenging time for AEO to be launching Unsubscribed, which is, for now, a single store concept. Consumer spending has been down since the coronavirus lockdowns began in March, and retailers with large brick and mortar footprints have been hit particularly hard. Neiman Marcus declared bankruptcy in April, and just this week, Brooks Brothers and Sur La Table followed suit. AE and Aerie both struggled with decreased revenues in the first quarter.

But this crisis also opens up opportunities for retailers to rethink their business models. AE and Aerie have invested heavily in their e-commerce platforms and digital presence, which has paid off during this crisis, with online sales increasing by 33%.

Fin News[Photo: Unsubscribed]But AEO also appears to be rethinking its very concept of brick and mortar. From this experiment, the company appears to be testing out the theory that the future of retail will have a lot in common with retail of the past. Instead of going to suburban malls, consumers might be more inclined to visit stores close to where they live, work, and dine. And instead of experiencing the sensory overload and decision fatigue of large format stores packed with products, they’ll prefer to shop at smaller stores with highly curated collections.

Will it work? We’ll have to wait and see. But other large retailers, like Sephora and Nordstrom, have also been shifting toward smaller stores embedded in neighborhoods, so AEO certainly seems to be heading in the right direction.

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Latest News on Cryptocurrency and Blockchain Currency Developments

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A project advocated by FaceBook’s Mark Zuckerberg, promises Crypto Financial Inclusion-to be more accessible to the underbanked globally bypassing high banking fees and allow users to send money as fast as a text message. Zuckerberg in his testimony to House Financial Services Committee on October 23, 2019, stated “China is moving quickly to launch similar ideas in the coming months.”

fin news, Fin NewsJP Morgan is the first US Bank to create a digital coin known as JPM. It uses blockchain-based technology for instantaneous payments between business to business, with value equivalent of one JPM coin to one US dollar, according to their website February 14,2019.

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Bitcoin Halving, a cryptocurrency term for an event where the reward for mining new blocks is halved, which happens every 210,000 blocks (once every four years). Nakamoto Satoshi believed this event helps to keep Bitcoin’s inflation in check by reducing the supply of new Bitcoins, however increasing the cost to mine them and thereby increasing the BTC trading price over time with steady demand. Note: Hyperinflation occurs with uncontrolled printing of new fiat currency in world government economies, reducing its value.

Upcoming Bitcoin Halving may offer an attractive entry point for digital asset investing with considerations in high-risk tolerance and improvement in fundamentals, regulatory acceptance and price valuation as noted by Grayscale Investments, LLC.

fin news, Fin NewsHowever, others such as Bitmain Chief Executive Jihan Wu and Jason Williams, Co-founder at digital asset fund at Morgan Creek Digital advises that there is no clear evidence, no guarantee that a bull run will follow the Bitcoin halving event.

fin news, Fin NewsThe Bitcoin as well as the Global Economy can be affected. Since many believe in Satoshi Nakamoto’s Bitcoin Experiment, which is that Fiat Currency over time will flow into Cryptocurrency. So, therefore monetizing Bitcoin, increasing its value in the future.

Upcoming           Dates Halving     EventReward per Block (Satoshi)  BTC Block Reward         New BTC/ 10 minutes
 May 2020 3420000 12.50 BTC
 May 2024 4630000 6.250 BTC
 May 2028 5840000 3.125 BTC

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Satoshi Nakamoto was able to program digital scarcity in Bitcoin by May 7, 2140 (Halving Event 33 -Bitcoin Supply of 21 Million in circulation). Since the Bitcoin Network mining operation began in 2009, it will be about 130 years when miners will not receive block rewards to mine Bitcoin. In Satoshi Nakamoto’s White Paper, he speculates that maybe there will be no need for miners to receive block reward after 2140 since they also earn transaction fees (when they confirm transactions in their block as well), which may be alone profitable enough to continue indefinitely and be completely inflation free.

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In our every day lives, our contact with the world through the internet is ever increasing and becoming such an indispensable necessity for knowledge, shopping and communication for all ages.

Social Media Influencers are people that use a variety of social media platforms to express their opinions and offer valuable and entertaining information regarding brands, products, news, current events or to support a cause – Just about anything!

The Impact of Social Media over the past 20 years has increased and dominates how we think of politics, business, finance, world culture, online education, professional careers and personal relationships, since you can connect Anywhere, at Any time on Any device when the internet is available.

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New York Business Journal article November 19, 2019, Fidelity Digital Asset Services are now licensed in New York and are planning to offer bitcoin custody and trading services as well as expand into other cryptocurrencies and overseas to institutional and individual investors, as more investors become interested in adding exposure to digital assets to their portfolios.

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The Charles Schwab Corp merger with TD Ameritrade Holding Corporation June 4, 2020 approved by TD Ameritrade shareholders and also DOJ (US Department of Justice Antitrust Division) closed its investigation into merger (Press release). The $26 Billion deal is expected to be completed by the end of 2020. Integration of the two companies will take 18-36 months to complete.

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Morgan Stanley acquires E*Trade (Press Release) February 20, 2020 in all-stock  transaction, $13 Billion Deal and is expected to close at the end of 2020.

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M1 Finance offers Digital Banking FDIC insured checking account , held by Lincoln Savings Bank, no minimum balance to open account, offer direct deposit, transfer money and spend with debit card, ATM reimbursed 1 ATM fees per month M1 Standard, M1 Plus offers Cash Back 1%, APY 1.0% March 3, 2020 (rates may vary), ATM reimbursed 4 ATM fees per month, Tungsten Metal card.

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Robinhood Financial offers Cash Management FDIC insured, debit card issued by Sutton Bank, offer direct deposit, transfer money, APY 1.30% March 3, 2020 (rates may vary), ATM no fees withdrawal at 75,000 in-network ATMs (15,000 free ATMs outside USA, find nearest ATM with app ( Allpoint / MoneyPass networks), ATM fees not reimbursed, no foreign transaction fees, overdraft protection, location protection, Mastercard’s Zero Liability protection, Fraud protection, spend alerts.

April 8, 2020 Robinhood offers purchase of Fractional Shares on its platform (Robinhood Blog)

April 13, 2020 Robinhood Financial offers DRIP Dividend Reinvestment Plan, to grow your investments over time by automatically reinvesting your cash dividends back into the underlying stock or fund (Robinhood Support).

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Revolut has launched its service in the US (March 25, 2020). Revolut is an Online money management account based in UK. It offers Global spending and transfers with competitive exchange rates for business and personal use, offers built-in budgeting, make goal and round up spare change from purchases, instant spending alerts, spend and withdraw money in 150 currencies with interbank exchange rate, transfer money in 30 currencies with interbank exchange rate, cryptocurrency exchange offered in premium and metal plans, instant transfer between friends, use with Apple Pay set up recurring payments, security location-based, control access through app.

March 18, 2020, Revolut Junior Account and Card is an account for your children (ages 7 -17 years old) that controlled by you. Children can learn money skills, responsible spending and budgeting. A Revolut Junior Account, a sub-account of your personal account, can only be used to spend money that you have sent to the account. Tools are provide to assist in Junior Account’s usage, such as ATM withdrawals or online purchases. The Revolut Junior Account is free to create and the Card fees depends on the tier of the Revolut personal account in which you hold. Limits apply on funding account, transactions, and withdrawal amounts per day per week apply to Junior Account. Kids app available

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According to The Wall Street Journal article November 26, 2019 ( ) , Google will offer checking account in 2020 (Project named Cache) together with bank partners Citigroup Inc. and a Stanford Federal Credit Union. However, the specifics of the offering are still being worked out.

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