Fin Freedom

The Man who moves a Mountain
begins by carrying away Small Stones.

Confucius

Financial Freedom

Financial Freedom is the term that refers to having the desired job, home, and lifestyle, flexibility with your time and a savings cushion for future unexpected expenses.
In other words, Fin Freedom, simply stated, means that you are Financially Independent and have sources of steady monthly Passive Income.

fin freedom, Fin Freedom

Are YOU on the Road to Fin Freedom?

Fin Freedom

  • Not need to rely on your next regular paycheck
  • Fund a separate emergency savings account covering at least 3-6 months of expenses
  • Have manageable low interest debt and consumer loans

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  • Do live monthly from paycheck to paycheck
  • Use your credit card as an emergency saving account to pay additional or unexpected bills
  • Keep monthly balances on high interest credit cards

Early Fin Freedom – The FIRE Movement

FIRE acronym stands for Financial Independence Retire Early. It has originated from the ideas written by Financial Gurus, Vicki Robin and Joe Dominguez’s, in their book, Your Money or Your Life (1992). The Movement became quite popular among Millennials (2010) through online forums and Blogs. FIRE Movement inspires a lifestyle whose goal is to retire at a much earlier age than at the traditional age of 65-67.

Through a dedicated program of extreme saving and investing, it is possible to set aside up to 50% and more of your income for retirement early financial goal. Savings goal to achieve approximately $1Million (about 30 times their yearly expenses), FIRE achievers may quit their day job

The Concepts of FIRE is misunderstood by friends, partners and family members who think that FIRE achievers want to retire early, so that they spend 40-45 years of their life not working- “lazy or unambitious”. Also, FIRE community acceptance has been controversial because their oversimplified frugal lifestyle and extreme sacrifices taken in order to achieve their goal of retirement early.

Financial Independence, Retire Early philosophies is not a full proof plan to be able to retire early and live solely off small withdrawals from their savings and investment portfolios (withdrawal 3%-4% yearly). The FIRE plan may fall short due to unexpected downturns in global economy, stock market and savings interest rates.

  1. Make Saving Money is a priority when preparing monthly budget. Pay yourself first.
  2. Living below your means of income. Spend what you have and try not to use the credit.
  3. Track expenses, so that you are aware of where your money goes each month.
  4. Explore Creative Ideas for Entertainment, Socializing with Friends and Going on Vacations can be fun as well as within your budget
  5. Having a Family can be quite expensive but rewarding. Teaching your children to be Money Smart can save you money in the long run. As your children grow up, using your free time to share experiences is invaluable and memorable than the latest smart tech gadget that will need replacing shortly after its purchase.
Fin Freedom
Fin Freedom

picture taken from: www.campfirefinance.com

Programs and Organizations for Financial Wellness

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The Foundation for Financial Wellness offers nationwide programs for every age, provide counseling resources and certification. They have partnered with the National Wellness Institute in providing conferences for professional development, resources for career enrichment and opportunities for lifelong learning to promote health and wellness.

World Countries Wellness Data

Wellness Facts

According to Index for Economic Freedom (IEF) 2018 and 2019 reported by the Heritage Foundation, World Countries are ranked by measuring economic freedom in a similar approach as in Adam Smith’s The Wealth of Nations.

  • The Average Overall Score in 2018 reached a record highest score 61.1 for all 180 countries.
  • In 2019 the Average Overall Score for global economic freedom was 60.8, which was the third highest level in the 25-year history of the Index for Economic Freedom which began in 1995.

Fin Freedom

According to the findings of the IEF Report (2019), Countries with greater economic freedom enjoy:

  • increased national economic growth and productivity
  • its people living longer, improved access to environmental resources
  • greater access to “higher quality” such as health services, education and leisure activities.

Also, Countries with greater economic freedom correlates strongly with:

  • more efficient, effective democratic governance
  • stronger judicial effectiveness for businesses and corporate taxes
  • monetary stability with expansion of its global trade relationships
  • adequate regulations for government spending and investments allocated toward infrastructure.

Note: The 2020 Index of Economic Freedom by The Heritage Foundation has been postponed (Event was scheduled on March 17, 2020).

Statistics

How Do We Rank in Economic Freedom?

Index for Economic Freedom (IEF) of  180 Countries in the World

2018 World Rank2018 Overall Score Countries2019 World Rank2019 Overall Score
190.2Hong Kong190.2
288.8Singapore289.4
384.2New Zealand384.4
481.7Switzerland481.9
580.9Australia580.9
680.4Ireland680.5
778.8Estonia1576.6
878.0United Kingdom778.9
977.7Canada877.7
1077.6United Arab Emirates977.6
1875.7United States1276.8
2574.2Germany2473.5
6065.1Spain5765.7
6364.8Mexico6664.7
7163.9France7163.6
7962.5Italy8062.2
11557.3Greece10657.7
13054.5India12955.2
15351.4Brazil15051.9
1805.8North Korea1805.9

Corporate Wellness

Corporate Social Responsibility Trending

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Gender Diversity and Equality at Workplace

 Privacy and Data Protection

 Reducing Carbon Footprint in the Environment

   Respect in Advertisements towards Consumer Sentiments

 Company operate within the Laws where it is Present

Fin Inspiration

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The Beautiful Thing about Today is that
YOU get a CHOICE to make it
BETTER than YESTERDAY.
Robin Sharma

Fin Freedom

Your Financial Mindset

Fin FreedomFinancial mindset is all about your feelings, thoughts and habits towards money. The experiences you had about money growing up can have long term effects towards your financial success today.

And more importantly the values you are instilling upon your family can have prolong affects towards successfully achieving your family’s saving goals and improving financial health for the future.

Having the Right Money Mindset and Relationship with Money:Fin Freedom

  1. Think positive, abundance and opportunity through organizing and planning for investments. Clear mental negative thoughts about scarcity (‘paycheck to paycheck’) from fears which arise from media in regard to global trade conflict and debt crises that can led to procrastination.
  2. Know yourself, forgive your occasional impulsive purchases, learn/ read about effective money management principles and reward yourself for the small steps that you have accomplished toward achieving your financial goals.
  3. Become Aware / Power of Giving- By expressing your gratitude and celebrating others’ good fortunes around you help to produce a productive relationship with money that other can also learn from you. Paying it forward through charity donations and giving your time all contribute positive energy to a better world through your self-improvement and financial happiness.

Fin Freedom
Eating more plant-based recipes improves overall health and lowers food costs, according to the research article Financial Benefits of Plant-Based, Mediterranean Diet from Lifespan (March 2013). Long term you save on medical expenses, new bigger size clothing purchases, decreases stress binge on unhealthy processed snack foods which frees up extra income. Creating better, more conscious habits towards food intake increases your energy levels during the day and improves quality of sleep during the night. Not to mention that the vitamins contained in the fruits and vegetables boosts your immune system so lowering the likelihood of taking a sick day from your job. Also,  thinking ahead to retirement investments, keeping healthy allows you to work longer if you enjoy it to put more money aside for the future years and decreases need for unplanned medical costs in your later years.

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According to a Brigham Young University research study (2012), exercising keeps you more productive as well as eating healthy, especially getting 5 servings of fruits and vegetables. Keeping your heart and weight/ body mass index healthy will help you reduce the need for medications and thereby saving you money from those monthly expenses.

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Taking time to focus inward through meditation and creating space- to have time for yourself, enables fresh innovative ideas to flow easier in a relaxed, uninhibited environment that activates different areas of your brain increases your productive potential leading towards financial independence.

Creating the Vision

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The desire to open their minds to possibilities and dream big gives them the inner motivational tools to attract opportunities so that their goals are achievable. It is the Powerful Law of Attraction.

Prioritizing their Time and Energy

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The ability to free up their brains for focused decision-making (deep work), benefits them to become more productive and gives them the opportunity to create world-changing ideas.

Do YOU Need a Life Coach, a Financial Planner or a Financial Advisor?

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Professionals who guide/ organize their clients on what to do in their daily lives so that they can take control of their future and motivate them to achieve their goals through behavior modification and inspire them in developing their self confidence. They can specialize in particular areas of personal growth.

Life Coach Blogs to follow Coach Corey Wayne, Valorie Burton, Lynda Field

Some Popular Life Coach Authors include Robin Sharma, Tony Robbins, Rachel Hollis

(A Broader Blanket term) Professionals who help you manage your money and recommend improvement on certain aspects of your financial life, help to create budgets. They can specialize in a particular area and include tax professionals, insurance agents, financial planners and stock brokers.

Find a financial planner near me https://smartasset.com/retirement/financial-advisor

Professionals who work with individuals, families and business with short-term and long-term financial goals by helping them to understand and work through their financial circumstances. Certified financial planner (CFP) can specialize in specific area of finance such as retirement planning.

 Life Coaches’ Inspiring Quotes for Motivation, Personal Growth and Fin Freedom

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Fin Freedom

All change is hard at First, Messy in the Middle and so Gorgeous at the End.

Robin Sharma

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If you Talk about it…It’s a dream, If you Envision…It’s possible, But if you Schedule it…It’s real.

Tony Robbins

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Embracing Chaos might be the Journey We take to Finding Peace.

Rachel Hollis

What are the Financial Gurus Recommendations for Building Personal Wealth?

Financial Guru is a motivational person who brings you from darkness into the light of your financial journey with their experience and knowledge in money matters.

Tips from Financial Gurus  Financial Philosophies

  1. Spend Less than you earn (Budget)
  2. Consider a Side Hustle to supplement your income
  3. Pay down Debt and/or build up Savings (Emergency Fund)
  4. Investing for future financial stability (Retirement and Brokerage Accounts and Real Estate)
  5. Automate your finances

Some Popular Financial Gurus – Dave Ramsey, Suze Orman, Michelle Singletary, Robert Kiyosaki

Quotes from Fin Gurus

“We buy things we don’t need with money we don’t have to impress people we don’t like.” – Dave Ramsey

“If you expect your money to take care of you, you must take care of your money.” – Suze Orman

“Money may not buy love but fighting about it will bankrupt your relationship.” – Michelle Singletary

“Your future is created by what you do today, not tomorrow.” – Robert Kiyosaki

Fin Sharing

Fin Freedom
We make a Living by what we Get,
But We make a Life by what we Give.
Winston Churchill

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Charity News

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February 7, 2020  Match in Africa 6 in Cape Town, South Africa Roger Federer and Bill Gates in a Tennis Doubles Match with Rafael Nadal and Trever Noah.

The Roger Federer Foundation Charity Event benefited educational programs for children in the region, raised $3.5 Million USD.

A World Record Set for the most spectators (51,954) to attend a tennis match.

Federer defeated Nadal 6-4, 3-6, 6-3.

Philanthropy News

Stay Updated

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  • JustGiving
  • NonProfitQuarterly
  • Shareable
  • NPTech

The third publication of the Scaling Solutions Toward Shifting Systems initiative — a collaboration between Rockefeller Philanthropy Advisors, Porticus, and the Skoll, Ford, and Draper Richards Kaplan foundations — examines how funders can best design for and measure progress on systems change....

The foundation has pledged to award $20 million in unrestricted operating support in its current fiscal year to address the impacts of COVID-19 and advance racial equity and justice in Southern California....

The grants of $10.6 million from Bayer and $7.5 million from the Gates Foundation to the Challenge Initiative will be used to meet the reproductive health needs of women and girls living in poor urban communities in East Africa, francophone West Africa, Nigeria, and India....

The Economic Response Advocacy Fund was established in April to infuse 501(c)(4) funding into national, state, and local advocacy and organizing efforts to address the immediate economic toll of the public health crisis on working people and reshaping the U.S. economy to ensure their families are less vulnerable in the future....

The largest single gift in the history of the medical center will support completion of a new pavilion at the John Theurer Cancer Center, which she helped establish in 2010 with a $10 million leadership gift....

RSS Error: A feed could not be found at https://www.gatesnotes.com/home/rss. A feed with an invalid mime type may fall victim to this error, or SimplePie was unable to auto-discover it.. Use force_feed() if you are certain this URL is a real feed.

It’s an undeniable fact that data provides you with some pretty valuable information and helps you to build up a bigger picture of how your fundraising, and fundraisers, are performing. This being said, there are two types of people in the world: those who love data, and those who would rather throw their computer out of […]

The post Three benefits of JustGiving reports that you might not know appeared first on JustGiving blog.

When we launched our JustGiving and Strava integration back in April, we were excited to see just how fundraisers would choose to use the new feature. We knew that fitness apps had the potential to boost charitable donations, with fundraisers who log and share their fitness activity raising up to 40% more for their chosen causes. However, […]

The post 5 examples of how fundraisers are using Strava appeared first on JustGiving blog.

Following the COVID-19 lockdown, digital, legacies and trusts were at the forefront of fundraising conversations. But for community fundraisers whose jobs and events rely heavily on face to face interaction there weren’t as many ideas, opportunities or threads on the subject. Community fundraisers I spoke to through my work said they felt forgotten or that they weren’t, […]

The post How to run your own virtual community fundraising event appeared first on JustGiving blog.

A few weeks ago our lovely Blackbaud colleague Asher sat down with Rick Gibson, CEO of small charity The National Videogame Museum (UK). The NVM launched in Sheffield at the end of 2018 and gained charitable status in the Summer of 2019. They run an interactive museum with nearly a 100 playable games as well as […]

The post Emergency appeals: tips and insights from The National Videogame Museum appeared first on JustGiving blog.

We might have only introduced livestreaming on our Fundraising Pages less than a month ago, but we’ve already seen an amazing response from fundraisers and charities. Some people have incorporated livestreams into their existing fundraising as a way to encourage extra donations, whilst others have created entire challenges around it. Whether you’re new to the […]

The post 10 great examples of livestream fundraisers on JustGiving appeared first on JustGiving blog.

Philanthropy needs to be liberated; the principles of “restorative economics” outline how by shifting capital and decision-making, philanthropic liberation may be possible.

It’s hard to provide straight feedback to large foundations, but this coalition of people of color working on food systems has done so with grace—and without apology.

It becomes ever more difficult to report on efforts by billionaires to provide relief for those from whom they have extracted wealth, but here is another such story.

What is that thin line between philanthropic augmentation and dependence in a government program? The National Parks are exploring it with some urgency.

The US Conference of Mayors adopts a resolution calling on Congress to step in and buoy the arts. Nearly two-in-three artists are currently unemployed.

Tiny house villages throughout the U.S. are expanding despite a pandemic-led recession and zoning challenges for owners.  “People look at this phenomenon, and I think part of what’s driving the media frenzy with it is it looks ridiculous. ‘Why would anybody do that?’ Then there’s a second thought that says, ‘oh no, what’s really ridiculous

The post Tiny house villages grow as more are pushed out in housing squeeze appeared first on Shareable.

In 2017, 59 percent of public libraries in Ontario, Canada reported having non-traditional circulating library collections (e.g., fishing gear, recreation equipment, musical instruments, seed gardens etc.). According to the Federation of Ontario Public Libraries, the most commonly available items for check-out are: seeds, fishing gear, energy monitors, museum/art gallery passes and pedometers.  Throughout North America

The post Coming soon to a library near you: A sharing culture appeared first on Shareable.

Urban commons can be a buffer for crises and provide vital community resources like urban gardening, housing, urban development, and bike sharing. What are the ingredients that make a cooperative community project most likely to succeed? And what are some challenges and lessons learned from the eight projects highlighted in The Urban Commons Cookbook? Urban

The post Shared lessons and challenges from urban commons around the world appeared first on Shareable.

Now more than ever, we are relying on delivery. As people try to support their favorite restaurants while staying home due to the risks of the coronavirus, many are ordering from delivery platforms like Deliveroo, Uber Eats, and Postmates. But mainstream gig economy delivery platforms pay delivery workers poorly. And because they’re independent contractors, they

The post Bike delivery cooperatives are changing the rules of the gig economy appeared first on Shareable.

All around the world Libraries of Things (LoTs) are emerging and giving the residents of their communities the option to borrow instead of buy. They range from entire buildings full of tools or sports equipment, to local goods for rent in smaller venues like shipping containers, pods, and even tiny street-side stands. All together they

The post The future of Libraries of Things is digital and bright appeared first on Shareable.

By Pat Duffy, co-founder of The Giving Block 1) Should your nonprofit fundraise cryptocurrency? Hundreds of nonprofits now accept cryptocurrency donations. Bitcoin is perhaps the fastest and most tax-efficient way for donors to support nonprofits, but not all nonprofits should accept cryptocurrency. Reasons to accept crypto donations: Simplicity: Crypto is significantly easier than accepting stock donations.  Market Size: Crypto has 70,000,000 users and that number is rising. Young Donors: 35% of Millennials bought crypto in 2019. Reasons not to accept crypto donations: Your Nonprofit Does Not Use Tweet: Twitter is the most popular platform for crypto donors. Lack of Financial Stability:

By Moree Lambeth, Senior Content Creator at Water.org The COVID-19 pandemic has fundamentally changed the way organizations execute their social media plans. Posting without a mindfulness of the trending topics and conversations can cause organizations to appear insensitive and tone-deaf. The current social media environment has caused non-profit marketers to re-uate their content aware of the acute conversations being had on every channel, at a global level. The marketing team of the international nonprofit, Water.org, was quick to uate their social content plans as the COVID-19 pandemic spread on and offline in early 2020. Water.org’s Senior Content Creator, Moree Lambeth

By Katie Casillas, director of marketing at GolfStatus.org, an event management platform specifically for golf fundraisers. There’s no doubting it: 2020 has forced organizations, industries, and entire sectors to adapt. Event fundraising is no exception and, within the category, the golf fundraiser has become especially critical. With other major events going completely virtual and, in many cases, being altogether canceled, nonprofits have looked to the golf tournament as a live event that’s not only salvageable, but grounds for improvement and innovation. What fundraisers have realized along the way is that this traditional and long-standing event is rife with opportunities to upgrade, streamline,

By Doug Scott, the founder of Tectonic Video, a leading video agency for nonprofits. He and his team work with nonprofits across the U.S. and around the world to create award-winning videos that drive results. Their work has been featured in The New York Times, NPR, CNN and AdWeek and Doug is a guest lecturer at Stanford University on the power of storytelling for nonprofit organizations. Imagine that you’re scrolling through Facebook or Instagram and start watching a video from a nonprofit organization. What would compel you to like or comment on that video? What would motivate you to share

By Kayla Matthews, writer at ProductivityTheory.com – a blog dedicated to helping others better their productivity. Instagram can be a powerful tool for nonprofits wanting to connect to a broader audience. The social media platform has more than 1 billion users — beating Twitter, Snapchat, and TikTok — and is especially popular among people aged 18-29. The platform, however, is different than Facebook or Twitter. Instagram is all about visual content, meaning you’ll need a new approach to use the site effectively. Here are four strategies your nonprofit should keep in mind when using Instagram for fundraising: 1. Start With the Right Profile

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Charitable Donations

Positive Effects of Giving to Charity

  • According to the National Institutes of Health Research Matters 2007, donating money simply makes you feel better by activating pleasure-related centers deep in the brain and even more brain activation occurs when given voluntarily (“warm glow”). Donating money, volunteering your time or offering emotional support for your loved ones boosts your physical health and mental well-being. (source: https://www.nih.gov/news-events/nih-research-matters/brain-imaging-reveals-joys-giving)
  • By donating money to charitable causes, paying it forward, you create opportunities to impact lives for people and children in need and give you self-worth and improved self-esteem thus, giving more meaning and inspiration in your own life. These positive uplifting moods decreases stress in everyday life as well as less tendency towards depression.
  • IRS- approved charitable organizations can be a beneficial tax deduction/write off for donations from cash and noncash (such as stocks, clothing, real estate, art, cars and other investments) on your tax return. (source: https://www.irs.gov/pub/irs-pdf/p526.pdf)
  • Setting aside money towards donations, even a few dollars, regularly gives you an inner feeling of abundance and wealth, as well as makes you become more attentive in your own personal finances which brings you closer in your financial goals.

Your generosity encourages and influences a positive mindset and social responsibility in your children and motivates your family and friends around you and your community to become interested in a more sustainable world.

December 1, 2020 – Global Generosity Movement

Post-Thanksgiving Day in US, there are shopping deals on Black Friday and Cyber Monday, but on #GivingTuesday we use the internet to support our favorite philanthropic causes around the world as well as in our own community. Fin Freedom#GivingTuesday began in 2012 by New York’s 92nd Street Y in partnership with United Nations Foundation. 2019 online/ offline donations $1.97Billion USD in 60 countries. It has been supported by many Companies and Foundations such as Bill and Melinda Gates Foundation, Facebook, PayPal, Ford, The Rockefeller Foundation Fidelity Charitable and some have matched the donations of fundraisers.

Your Mileage Reward Points form most major airlines and hotel chains, as well as your Cash Back Rewards from Credit Cards have on their websites, a list of charitable organizations and programs that would benefit from your donations.

Similarily, you can donate your daily set points from Microsoft.com Account Rewards Program towards charitable organizations from their list. In return you gain rewards badges for donating your points. Badges include: Sweet Heart (1,000 points), Ace of Hearts (5,000 points), Heart of Hearts (20,000 points), Heart of Gold (50,000 points), World of Thanks (150,000 points).

Although, your contribution is not taxable deduction, your generosity can make an impact today for a variety of causes worlwide.Fin Freedom Fin Freedom

The Giving Pledge was founded by Bill and Melinda Gates and Warren Buffett in 2010.Fin Freedom It is a non-binding commitment by the world’s wealthiest (net worth at least $1 Billion USD) and their families to give more than half of their wealth during their lifetime or in their will to philanthropy and charitable causes to address some of the world’s problems. As of February 2020, there have been 206 Pledges from 23 countries.

Check it here: https://givingpledge.org

Corporate Philanthropy is the action of a business to make charitable contributions to non-profit organizations for a positive social and global impact. Fin FreedomDonations from the company’s resources can be in the form of cash donations, employees volunteering their time, the use of company’s facilities and products/ services for a beneficial cause to underserved, underprivileged communities around the world.

Corporate Social Responsibility (CSR) is a concept that umbrellas many commitments in which  the company undertakes to provide sustainability, promote its brand and maintaining profitability, while giving back to its community where it is present.Fin Freedom This can be in the form of grants, scholarships, volunteering or sponsorships. CSR is an investment into its community and environment, as well as its internal ethical guidelines at the workplace and for future of the company.

Philanthropic Programs of Companies

Fin FreedomSome of the most world’s powerful companies not only establishing their philanthropic programs that make a social impact globally but also care about the causes that their employees are passionate about and matches employee donations and volunteering time with money to various non-profit charitable organizations. 

(Information from doublethedonation.com)

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Exxon Mobil will Match Gift donation up to 2:1 $20 – $7500 per calendar year

Volunteer grant $500 with minimum 20 hours and up to 4 grants per year

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Johnson & Johnson will Match Gift donation 2:1 $25 – $20,000 per calendar year

Volunteer Grant No

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Microsoft will Match Gift donation 1:1 up to $15,000 per calendar year

Volunteer Grant $25 per hour volunteered

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Google will Match Gift donation 1:1 $50 – $6,000 per calendar year

Volunteer Grant $10 per hour volunteered

Google.org fellowship (launched in 2019) is 6-month pro-bono work for one of the company’s non-profit partners.

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Apple will Match Gift donation 1:1 $1 – $10,000 USD per calendar year

Volunteer Grant $25 per hour volunteered

CrowdFunding

What is Traditional Crowdfunding or Equity (Regulation) Crowdfunding?

Crowdfunding allows you to have full control of decisions and ownership of your company, unlike angel investors and venture capitalists.
Can help your company gain some exposure and momentum in promoting your startup.

  • Traditional Crowdfunding websites offer a way for a new business to raise capital
    in return entrepreneurs give some sort of perk such as free or discounted product.Fin Freedom
  • In Equity Crowdfunding, the company raises capital by selling securities (equity of company)/ revenue shares.
  • The Investors in Equity Crowdfunding are interested in seeing the company grow and make a profit.
  • Federal regulation limit startups to raise up to $1.07 million in Equity Crowdfunding every year from non-accredited and accredited investors.

The US Security Exchange Commission which is a federal government agency established to protect investors and maintain fairness and function of the securities exchanges, brokerage firms, investment advisors and investment funds. The SEC requires that the financials of the company be available to every potential investor.Fin Freedom

  • Non-accredited investors are individuals with income lower than $200,000USD/year.
  • An Accredited Investor has a net worth of minimum $1 Million US dollars, excluding value of primary residence or income in the past two years of $200,000USD single/ $300,000 USD combined income married, as well as present year this same amount.

From Heartwarming Causes to Mind Opening, Forward-Thinking Ideas for the Future, You can Make a Difference

CrowdFunding Platforms

Angel Investing

What is Angel Investing?

  • A way for a new business to raise capital privately from an accredited high net worth investor.Fin Freedom
  • In exchange of providing financial backing, the angel investor receives equity in the company.
  • Angel investors are not only interested in maximizing their potential returns and profits but also in helping startup companies during difficult early stages of building a business (valuable mentors).
  • No limit in the amount of capital raised but it can take longer to receive funding.
  • However, Business decisions and certain amount of control is given to the investor.
  • May experience increase in pressure to grow your business quickly.

What are Finaloca’s Thoughts on Donations?

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On a personal note, a dear friend, teacher and colleague explained how he and his family, at the end of each year, with his children, decided which charities to donate. He set aside a portion of his income each year to encourage the importance of awareness in the ‘world outside their box’. He explained further that his children were fortunate have collected already so many material things each holiday season and this was more meaningful way to end the year. He also took time from his office once a week to offer his services to the local hospital, as well as volunteered abroad during the summers through world organizations, such Doctors Without Borders. Just Food for Thought from our family to yours as you find your Road to Financial Wellness.

Our Favorite Organizations We Have Donated

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